The trend of hacking has become rampant in contemporary times and even your bank account is not safe. These are certain ways your account can be hacked.
With current attempts by fraudsters to access people’s bank accounts through text messages, emails, phone calls, etc., it is important we are armed with the knowledge of the different ways our bank accounts can be hacked by fraudsters. This will help us better discern their gimmicks, avoid their traps and keep our money safe.
Here are six ways your bank account can be hacked:
Trusting suspicious e-mails, text messages and phone calls
In 2015, the Oyo State Police Command arrested BabatundeFatai, a young man, for various Internet frauds. Some of the crimes included hacking bank accounts of people in and outside Nigeria. Fatai revealed that to hack into bank accounts, he would either go to dating sites to woo men and women into trusting him with their account details, or he would send fake e-mails to bank customers asking them to change their accounts and bank security details. Fatai will then use their ‘old’ security details to access their accounts and transfer their money to his online lovers, for these lovers to transfer back to him through another means.
According to Jumia Travel, you should be alert to suspicious emails, especially those that come with promotions from banks giving links you should click. Check the email ID or address and compare with the bank’s official email to see if anything is off (that is, to see if it is an unofficial or copycat account). Most importantly, always call your bank to confirm any suspicious e-mail before you reply.
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